When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Property Insurance and Motor Insurance, there's a lot more going on at Marks & Spenser than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencers Money offers a variety of financial and insurance products, but Motor Insurance is something that almost everyone needs - at least if you own a car. Unfortunately there are so many companies offering Motor Insurance today that, after a while, one policy may begin to look much like the next.

Thinking that most Motor Insurance policies are much the same is usually a bad idea. At worst it can be a very expensive mistake - this is when you find out that your Motor Insurance policy doesn't actually cover you for what you thought it did, or it takes your Motor Insurance company months and months to argue over whether to pay you or not. Fortunately Marks & Spencers Money Motor Insurance is not like that at all, and when you compare M&S Motor Insurance to the competition then it stacks up quite nicely.

For example, here are just some of the options which come as standard with Marks and Spencers 5 Star Premier cover Motor Insurance (correct at May 2009), which are quite often not included with comparable Motor Insurance plans from companies such as Direct Line, Sainsburys, or Tesco:

• Personal UK and European Breakdown Cover automatically included
• Comprehensive cover for trips abroad in the European Union - up to 90 days per trip
• Courtesy car during approved repairs automatically included
• Cover for Motor Legal Protection automatically included

So, it is clear that, besides being good value, M&S Motor Insurance also provides much more extensive cover than some of the top competitors. Additionally, you don't even need to be behind the wheel to benefit from Marks & Spencers Money UK and European Breakdown Cover, since it covers you as a passenger too.

Contrary to popular opinion, not every insurance company is out to get you, and it's not every insurance company that will disect the fine-print until they find some way of denying your insurance claim. However, you do need to shop around for the financial products and insurance policies that are the best suited for your individual needs.

That's why insurance policies, and other financial products, from Marks & Spensers are so useful. Marks & Spencers Money financial products are, of course, designed to make Mark's & Spencer a profit, but there is no denying that they are also very good value for money, offering many features as standard which you'd often need to pay extra for at other insurance companies.

Take, for example, Property Insurance policies. Usually, UK Property Insurance policies have limits on particular types of items such as freezer contents, garden furniture and outdoor toys, outbuildings or cars, etc. These restrictions are called inner limits. However, the only inner limits on the Marks & Spencers Money Property Insurance policy are £500 for cash; £2m for property-owners and personal liability; £10m for domestic employees liability and £40,000 for tenants liability. Even better is the fact that you're likely to pay no more for Marks & Spencers Money Property Insurance than you will anywhere else, and you may even pay less with M&S.

Autograph Weekend Short Sleeve Floral Blouse with Silk, at Marks and Spencer
Sophisticated and modern, this short sleeve blouse is beautifully designed and cut for a flattering shape and features a stunning floral print

Formal Chevron Button Braces, at Marks and Spencers
Add a smart finishing touch with these stylish adjustable braces

Marble Collection Tumbler, at Marks and Spencer
Cylinder shape Marble Round base H10cm x W6cm x L6cm, Manufacturer: Marks & Spencer

Link Sunglasses, at M+S
With full UV protection and a flattering modern design, these smart sunglasses will see you through the summer in style

Fruit Beauty Flower Bath Fizzers Gift Pack, at M+S
Contains: wowee plum, zingy lemon, funky orange and shocking raspberry flavours Flower bath fizzers

Big & Tall Single Breasted Suedette Jacket, at M & S
Specially proportioned for big and tall men, this suedette jacket is designed to give a flattering, comfortable fit

Rectangle Frame Amber Reading Glasses, at Marks and Spencer
Rectangle lens Amber frame For near vision and reading use only Not suitable for persons under 16 years of age Marks and Spencer reading glasses conform to British Standard BS: EN 14 139:2002

Peppa's Space Trip & Teddy's Day Out Book, at Marks n Spencer
Join Peppa and friends as they take a trip all the way into outer space. This colourful and fun story book is sure to grab your kids' imagination

Wide Stripe Longline Tunic, at Marks & Spencers
This fab wide stripe tunic is a style essential this season. A great match for slim cut trousers or jeans

Petite Cotton Rich Long Sleeve Shirt, at M & S
Smart and stylish, this long sleeve shirt is made from stretch cotton for a flattering and fashionable fit. Specially designed and perfectly proportioned for the petite frame

Classic Collection Sleeveless Embroidered Nightdress, at Marks & Spencers
Flattering and stylish, this nightdress is comfortable to sleep in and features a pretty floral embroidered design

Birthday Text Roll Wrap, at Marks & Spenser
Pack contains: 1 roll wrap 'Happy birthday to you' text Approx size: 150 x 70cm

125 Years Blue Harbour Heritage Pure Cotton Chinos, at M&S
Part of the Commemorative Collection, celebrating 125 years of M&S. Featuring smart styles inspired by our archives

Pure Silk Assorted Stripe Tie, at Mark's & Spencer
Add a luxurious finishing touch with this smart assorted stripe tie in pure silk

Collezione Pure Silk Ash Tie, at Marks & Spencers
Stylish and luxurious, this pure silk tie is part of Collezione, a sophisticated menswear collection inspired by Italian tailoring

Brush Stripe Pencil Pleat Curtains, at Marks&Spencer
Textured stripe design Lined Comes in standard 168cm/66'' (STD) and wider 219cm/86'' (WDR) widths Also comes in three drop lengths: short (137cm/54''), medium (183cm/72''), long (229cm/90'') How to measure for window dressings: Click here for a guide to measuring for curtains, pelmets and roman blinds., Manufacturer: Marks & Spencer

Collezione Oval Face Roman Numeral Watch, at Marks & Spensers
Smart and sophisticated, this watch adds a touch of Italian inspired style. It features an adjustable leather strap

4 Whole Seabass with Chilli & Coriander Butter, at Marks & Spencer
Serves 4 4 pieces Ready to cook 1.2kg As featured on page 38 in the food to order brochure Order by 5pm to collect in 5 days Available for collection in the majority of our UK mainland stores

Per Una Ribbon Stripe Scarf with Wool, at Marks and Spenser
This sophisticated ribbon stripe scarf is the perfect accessory to this season's fashions. Tassel trim adds a stylish finishing touch.

Autograph Luxury Long Sleeve Variegated Cuff Shirt, at Marks & Spensers
Smart and refined, this shirt is part of an exclusive range of beautiful garments, available only in our top stores and online. It's made from superfine yarn so it feels luxuriously smooth. Designed for a stylish contemporary look and great fit

Laska Freestanding Tap, at Marks and Spencers
H30 x W20 x D4cm Sink and Sink Unit sold separately Some self-assembly required. Delivered boxed to your door. You will need to unpack, assemble and position the item yourself This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Blue Harbour Heritage Pure Cotton Stripe Shirt, at Marks & Spencer
Relaxed and stylish, this long sleeve stripe shirt is made from pure cotton so it feels soft and comfortable to wear

Classic Collection Check Pencil Skirt with Belt, at Marks and Spenser
Sleek and elegant, the pencil skirt is a true style classic. This check print skirt is designed to give a comfortable, flattering fit and polished look

Girls' Limited Animal Print Playsuit, at Marks & Spencers
Part of Girls' Limited, a contemporary casual collection in trend-conscious styles and soft comfortable fabrics, designed for easy layering. Perfect for stylish girls who love looking fashionable

Leather Camera Pouch, at M&S
Use this durable leather pouch to keep your camera safe when you are out and about

Autograph Multi Layer Necklace, at Marks & Spensers
Adjustable length Satin ribbon fastening Mixed bead design Multi layer Necklace length 41cm, extendable by 8cm

Dual Colour Strap Tankini Top, at M&S
Fresh and pretty this flattering twin strap tankini is designed in the latest shape. Make a splash!

Suzie Damask Jacquard Pillowcase, at Marks and Spencers
Fits standard pillows Damask jacquard design, Manufacturer: Marks & Spencer

The Top 100 Health Tips by Janet Wright, at Marks and Spenser
Discover the secrets to optimum health and vitality! Fast-track your way through the easily navigated section to optimise your health and well-being through foods

Hearts on a String Stripy Husband Anniversary Card, at Marks & Spencer
Cover text: With Love, To my wonderful Husband Inside message: Love from This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: 175 x 125mm

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the Marks & Spencer online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Property Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks & Spencers, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.