When you're shopping at M&S online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from M&S Finance. Offering everything from savings accounts and credit cards, to Home Insurance and Motor Insurance, there's a lot more going on at Marks and Spencer than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from M&S Finance. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from M&S Finance, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the M&S Finance website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."

Marks & Spencer may not necessarily be the first name that springs to mind when you're thinking about renewing your Home Insurance or Motor Insurance, but Marks and Spencers do indeed offer a comprehensive selection of financial products, all of which are competitively priced, and all of which you can purchase directly from the M&S Finance website. With a simple, no-hassle service, you can compare features between a number of M+S Money products and competitor's products, and sign up in just a few minutes.

Whether you're looking for savings products or M&S Finance loans, credit cards or Home Insurance - besides a number of other insurance products, M&S Finance can save you both time and money, with comprehensive information available at a click.

Free insurance quotes are available online for all of M&S Finance insurance products (Home Insurance, Motor Insurance, Travel Insurance, Wedding Insurance and Pet Insurance), or you may call if you wish to on the telephone number provided. Suffice to say that there is also plenty of information which you can download for each of the Marks & Spencers insurance products in document format too.

There are lots of ways to save money using M&S Finance. Not least of these is Mark & Spensers Standard Motor Insurance. With M&S Finance you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from M&S Finance, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks & Spensers, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Finance, you get more, and you pay less.

Coupe Cup & Saucer, at Marks & Spencers
Suitable for everyday use Versatile fine dining range Makes an ideal gift Pure white porcelain Cup height: 7cm Saucer diameter: 16cm, Manufacturer: Marks & Spencer

Ceriso Essentials Spot Embroidered Non Padded Bra, at Mark & Spensers
Feminine and fashionable, this bra is beautifully detailed with a embroidered spot design and multiple bows. The non padded balcony style gives maximum uplift and a fabulous shape. Designed for women who want the latest look

Autograph Antique Leather Wallet, at Marks & Spenser
Smart, stylish and practical, this antique leather wallet makes it easy to organise cards, notes and coins

Per Una Pear Buckle Belt, at Marks & Spensers
A bold buckle makes this fashionable belt even more special. Add a stylish finishing touch from Per Una

Firm Control Lace Trim Magic Body, at Marks & Spencers
This clever body works like magic with targeted control areas to shape you where you need it most. It's comfortable, breathable and easy to move in and a special finish keeps you cool and dry

Wool Rich Single Breasted 2 Button Jacket, at M+S
Smart and contemporary, this suit is made from a special wool rich fabric for extra strength, comfort and durability

Autograph™ Contemporary Chic Bouquet, at Marks & Spencer
A glamorous mix of sumptuous coolwater roses and lilac alstroemeria, interspersed with mdramatic eryngium blooms and beautifully framed by large leaf eucalyptus Available for delivery from 1st April to 30th September 2009

Butterfly Photo Frame 10 x 15cm (4 x 6''), at Mark & Spencers
Butterfly design Rectangle shape Aperture 10 x 15cm (6 x 4''), Manufacturer: Marks & Spencer

3 Pure Cotton Assorted Heart Print Sleepsuits, at Marks and Spenser
Soft and snuggly, this practical pack of sleepsuits is great value! The cotton fabric is comfy to sleep in and popper fastenings make quick changes easy

Wine Gift Card, at Marks and Spencer
Credit card-sized Gift Card with presentation greetings card Can be redeemed in any of our UK stores and online Gift Cards can be topped up in stores to the maximum value of 500 Gift Cards are valid for 24 months after last use Frequently asked questions Click here to view frequently asked questions about our Gift Cards Click here for full Gift Card terms and conditions This product is not available for international delivery. Find out more

M&S 3m Gold HDMI Cable, at Marks and Spencers
3 metre cable 24 carat gold connections HDMI to HDMI Suitable for high definition devices Multiple shielding for minimum interference M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Leather Lace-Up Moccasins, at Marks and Spencer
Lace-up Contrast stitching Flat sole Higher prices applied online for at least 28 days prior to 23 April 2009 and were subject to a 30% discount from 23 April to 22 July 2009

Pure Cotton Long Sleeve Crochet Cardigan, at Mark's & Spencer
Knitted in pure cotton, this pretty crochet cardigan will keep her warm and comfy. It looks cuddly too!

BT Freestyle 750 Cordless Phone with Answering Machine, at Marks & Spencers
GAP compatible 15 minutes recording time 50 name & number directory 10 number calls list 5 number redial list Low energy power supply and recyclable packaging M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information This product is not available for international delivery. Find out more

Pure Cotton Spot Print Cardigan, at M&S
Pretty and feminine, this spot print cropped cardigan is made from pure natural cotton. A fabulous fashionable look

Older Boys' Transformers Belt, at Marks & Spenser
Fashionable and practical, this square buckle transformer belt adds a stylish finishing touch

Collezione Saddle Moccasins, at Mark's & Spencer
Round toe Stitch detail Slip-on Block heel

Griffin Wave Case for iPod Touch, at Marks and Spencer
The distinctive wave shape on the case defines elegant styling as well as unique functionality. Wave's overlapping curves of the closure provide increased surface area to lock together with greater security for your iPod. Included screen protector guards your screen, but allows complete access to your iPod clickwheel. Wave for iPod touch (2nd generation) includes protection for your multi-touch display

2 Pairs of 10 Denier Body Shaper Tights, at Marks & Spensers
Complete with added stretch for shape retention and essential comfort. These simply outstanding tights are a terrific option for ensuring your legs look and feel their everyday best

Pure Cotton Leaf Embroidered Runner, at Marks and Spencers
Leaf embroidered design Dimensions: L235 x W35cm, Manufacturer: Marks & Spencer

Leather Formal Square Buckle Belt, at Marks and Spencers
Add a smart finishing touch with this leather square buckle belt

Long Sleeve Thermal Vest, at Marks & Spenser
Soft, warm and cosy, this long sleeve thermal vest is designed to give comfy insulation, perfect for chilly weather

Per Una Multi Weave Scarf with Wool, at Marks and Spencers
Keep out the chills in fashionable style with this warm soft weave scarf in a modern chunky cable multicoloured knit.

Ceriso Styled Embroidered Padded Balcony Bra, at Marks and Spencer
Fashionable and flirty this modern bra features intricate floral embroidery. The padded balcony style gives maximum uplift and a fabulous fuller shape. Designed for women who want the latest look

Handcrafted Ralph the Hedgehog Valentine Card, at Mark's & Spencer
Cover text: You're... Special lovely wonderful and mine... Inside message: Lucky me! This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future Approx size: Unfolded: 178 x 127mm

Pure Cotton Plain Long Sleeve T-Shirt, at Marks and Spenser
An essential part of every woman's casual wardrobe, this great value tee is made from pure cotton, while long sleeves offer the perfect antidote to the winter chill

Limited Collection Pure Silk Large Pocket Dress, at Marks and Spencers
Part of Limited Collection's London Crowd trend. A quintessentially English look featuring quirky prints in monochrome with bright pops of colour. Kitsch styling and playful designs give this trend a fun London feel

Autograph Beaded Stretch Bracelet, at Marks & Spenser
Stretch bracelet Bead design Inner diameter: 18cm

Macon Rouge 2007 - Case of 12, at Marks & Spenser
Style: Medium bodied Grape variety: Gamay Country of origin: France Closure: Natural cork Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 13% vol. Alcohol units per bottle: 9.8 Alcohol units per 125ml: 1.6 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Per Una Faux Fur Hooded Long Jacket, at Marks & Spencer
A cosy faux fur hooded jacket featuring button and zip fastening

M&S Finance Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Home Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Home Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, M&S Finance Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.