There are lots of ways to save money using Marks & Spencers Money. Not least of these is Marks & Spenser Standard Motor Insurance. With Marks & Spencers Money you can keep the cost of your Motor Insurance down by choosing Standard cover, over Premier Cover. UK Vehicle can then be added to your policy as optional extras, if you wanted to.

If you're thinking of adding both Breakdown Cover and Motor Legal Protection, then it would cost less to upgrade to Premier Motor Insurance cover from Marks & Spencers Money, which also has other features.

Nonetheless, many features are standard to both the Premier and the Standard Motor Insurance policies on offer from Marks and Spenser, and these include: Courtesy car (subject to availability); Loss, theft, damage and destruction of vehicle; Loss or damage to personal property in vehicle; Personal accident cover up to £10,000; Windscreen cover (£75 excess); a 24 hour claims service, and many other options as standard on each policy. In short, with Motor Insurance from M&S Money Direct, you get more, and you pay less.

Shopping for financial products at Marks & Spencers Money UK website is just as simple as shopping for fashion or furniture at the M&S online store. Here are just some of the financial products which can be purchased via the Marks & Spencers Money website:

• M&S Insurance: M&S Motor Insurance, M&S Buildings Insurance, M&S Life Insurance, M&S Wedding Insurance, M&S Pet Insurance, M&S Travel Insurance
• M&S Credit Cards: M&S Credit Card, M&S Premium Club Card
• M&S Loans: M&S Car Buying Plan, M&S Personal Loans
• M&S Money: M&S Travel Money for your trips abroad
• M&S Savings: M&S Everyday Savings Account, M&S Fixed Rate Savings, M&S Stocks & Shares ISA, M&S Cash ISA, M&S Unit Trust

Of course, many of these types of product can be purchased elsewhere too; however, once you begin to take a closer look at the products from Marks and Spencer, it's easy to see that these are good financial products, at value-for-money prices.

And, just as importantly, contacting Marks & Spencers Money in the event of a query, or an insurance claim, is as easy as picking up the phone, or visiting the Marks & Spencers Money website.

Marks & Spencers Money Insurance: There are, quite literally, hundreds of companies in the UK from whom you can purchase insurance. Whether you're looking for the best deal on Motor Insurance, buildings and contents insurance, or even wedding insurance, it doesn't take long to find a company that will sell you a policy.

However, not all insurance companies, and certainly not all insurance policies, are the same. What may be standard on one insurance policy may be an optional extra on another, for instance; Motor Insurance and Buildings Insurance are especially like this.

For example, most home and contents insurance policies either ask you to provide the total cost of rebuilding your home plus the total value of your home contents, or they will set an upper limit. This may seem fine at the time, but, in the event of a claim on your Buildings Insurance policy, the values act as maximum limits, and so you may, in effect, be under-insured and not receive the full value of your insurance claim.

Fortunately, Marks & Spencers Money Insurance does not have these insurance limits, excepting liability and cash cover, and therefore you can not be under-insured.

Classic Collection Velour Wedge Slippers, at Marks & Spenser
Trim detail Velour finish Low wedge heel Floral lining

Extra Large Pillar Candle, at Marks and Spencer
Plain Pillar shape H22 x Diam 8cm, Manufacturer: Marks & Spencer

Medium Kangaroo Soft Toy, at Marks and Spencers
Suitable for ages 0-3 years Sewn in baby joey This product conforms to EN71 and the Toy Safety Directive, Manufacturer: Marks & Spencer

Graphic Floral Thank You Card, at Marks & Spencer
Cover text: Thank you Inside message: Blank for your own message Approx size: 150 x 150mm

Collezione Pure Silk Multi Stripe Tie, at Marks n Spencer
Combining classic silk quality with a contemporary design, this stunning tie will make a valuable and versatile addition to your formal wardrobe. Made in Italy

Collezione Zip Luxury Wash Bag, at Marks and Spencer
Take the hassle out of transporting your toiletries with the zip fastening design of this travel essential

Older Boys' Camouflage Clog Sandals, at Marks & Spencer
Multi air hole feature Camouflage design Adjustable strap with riptape fastening Flat sole

Limited Collection Bow Detail Court Shoes, at Mark's & Spencer
Pointed toe Bow detail Slip on Court style High heel Heel hieght: 104mm Comes in sizes 3-8, including half sizes

Autograph Pure Linen Shell Button Cushion, at Marks & Spencer
Square shape Shell button feature L56 x W56cm, Manufacturer: Marks & Spencer

Angel Cotton Rich Stripe First Bra & Shorts Set, at Marks and Spencers
This simply styled great value bra set is ideal for everyday wear. It's made with stretchy cotton for a supportive and comfortable fit and the non-wired design is the best choice for first bras

Wool Rich Single Breasted 2 Button Puptooth Jacket with Silk, at Marks & Spensers
Luxurious and stylish, this single breasted jacket is made from superior wool fabric with silk

Autograph Pure Cotton Belted Chinos, at Marks & Spencers
Part of Kids' Autograph, a luxurious collection of beautifully designed clothing in high quality fabrics with superior finishing details. Kids' Autograph gives a stylish well-dressed look

2 Younger Girls' Pure Cotton Ballerina Pyjamas, at Marks and Spencer
Cute and comfy, these pure cotton pyjamas are outstanding value

Pure Evoke 2S DAB Radio, at M & S
Frequency ranges: DAB Band III 174-240 MHz, L-Band 1452-1490 MHz, FM 87.5-108 MHz Timers: Sleep and kitchen timers Speakers: Two mid-range 3'' drive units + two 3/4 dome tweeters Audio power output: 15 RMS per channel; 30W RMS total Input connectors: 220-240V AC power socket (power cable supplied), ChargePAK connector, 3.5mm Line in for auxiliary devices. USB (mini B-type) connector for software upgrades Output connectors: 3.5mm headphone socket, 3.5mm line out (analogue) Controls: Alarm/timer, intellitext, ReVu, volume, tune, 5 dedicated one-touch presets, 1 combined preset, tone, info, menu, standby, source and mains power switch on rear panel. Alarms and timers: alarm with station or tone setting. Countdown timer for kitchen use. Sleep timer LCD Display: Organic LED (OLED) display for superior contrast and improved readability Mains power supply: 20-240V AC internal supply Battery power: optional ChargePAK E1 gives you up to 20 hours battery life Power consumption: In standby 0.95W (industry average 2.64W); in operation 3.2W (industry average 5.49W) Aerial: Removable telescopic aerial supplied Intellitext: For on-demand access to stored scrolling text from participating broadcasters, for instant access to information such as sports and news headlines Text scan: Pause and control scrolling text, giving you time to note down web addresses, competition phone numbers or song titles USB: Add new features as they become available via USB RDS: RDS support for station name display on FM and RDS scrolling text Charge Pak ready: For maximum convenience add the optional ''it and Forge'' ChargePAK™, for around 40 hours of portable DAB listening 30 presets: Save up to 100 station presets (50 DAB & 50 FM) ReVu: Pause and rewind live DAB radio for up to 15 minutes Alarm: Easy to use tone or radio alarm and sleep timer Connection: Connect an iPod/MP3 player or portable CD Dimensions: H21 x W29 x D12cm M&S is a member of the WEEE Distributor Take Back Scheme. Recycling your electronic waste has never been easier! Click here for more information

Domaine Jacky Marteau Sauvignon Blanc 2008 - Case of 12, at Marks & Spencer
Style: Dry Grape variety: Sauvignon Blanc Country of origin: France Closure: Synthetic closure Suitable for vegetarians Bottle: 12 x 75cl. Alcohol by volume: 14% vol. Alcohol Units per bottle: 10.5 Alcohol Units per 125ml: 1.8 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Fishing Penguin Dad Birthday Card, at Marks & Spencer
Cover text: Dad, Relax, chill out and... ...Enjoy your birthday! Inside message: Have a really cool day Approx size: 215 x 150mm

Niece Jeans & Sequins Birthday Card, at Mark & Spensers
Cover text: Special Niece Essential birthday outfit New sparkly top Skinny jeans Gold pumps Inside message: Happy Birthday Approx size: 175 x 125mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Natural Beauty Body Scrub, at Marks and Spencers
200ml Naturally fragranced

Pink Fabric Flowers Birthday Card, at Marks & Spencer
Cover text: Happy birthday Inside message: Wishing you a wonderful day Approx. size: 174 x 126mm

Aviator Sunglasses, at Marks & Spencer
Practical and fashionable, these aviator sunglasses are designed in a flattering classic style

Recycled Satin & Suedette Bedcover, at Marks and Spencer
Suedette and satin design Quilted Approx size: 145 x 200cm, Manufacturer: Marks & Spencer

Crackle Ceramic Table Lamp, at Marks and Spencer
Cracked effect Fabric shade Diam 23.5 x H33cm Bulb: GLS 822 60W & energy saving equivalent This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

Cut Out Handbag Birthday Card, at Marks & Spenser
Cover text: Birthday wishes Inside message: Blank for your own message Approx size: 125 x 230mm

Blue and Brown Floral Anniversary Card, at Marks & Spencer
Cover text: With Love Inside message: Blank for your own message Approx size: 175 mm x 125 mm This card is made with material from FSC certified sustainable forests. Protecting the world's forests for the future

Older Boys' Lace-Up Brogue Boots, at Marks & Spencers
Round toe Punch feature Stitch detail 5 eyelet fastening Lace-up Flat sole

Villa Peironte Barolo 2004 - Case of 6, at Marks and Spenser
Style: Full bodied Grape variety: Nebbiolo Country of origin: Italy Closure: Natural cork Suitable for vegetarians Bottle: 6 x 75cl. Alcohol by volume: 13.5% vol. Alcohol units per bottle: 10.1 Alcohol units per 125ml:1.7 Contains sulphites You must be 18 or over to purchase this product This product is not available for international delivery. Find out more

Faux Pearl Collar Necklace, at Marks and Spencers
Adjustable length Clasp fastening Multi strand Faux pearl design Necklace length: 30cm, extendable by 8cm

Monster House Blu-ray DVD, at Marks & Spencers
Rating Parental Guidance,

Artificial Large Willow Twigs With Lights, at Marks & Spencer
String tied base Ready Made arrangement that needs no after care H123cm This product is not available for international delivery. Find out more , Manufacturer: Marks & Spencer

3 °Climate Control Cotton Rich Assorted Trunks, at Marks and Spencer
Climate control keeps you cool when you're hot and warms you up when you're cold so you're always at your optimum temperature. Exclusive to M&S, Climate control clothing is comfortable and breathable - ideal for sportswear. The Outlast technology behind this innovative fabric was originally developed for astronauts and is recognised by NASA as Certified Space Technology

When you're shopping at Marks and Spencers online store for your summer outfit, or looking for furniture to give your home a makeover, then spend a moment to also consider products from Marks & Spencers Money. Offering everything from savings accounts and credit cards, to Buildings Insurance and Motor Insurance, there's a lot more going on at Mark & Spencers than you might imagine.

In particular, if you're thinking of travelling soon, then consider Travel Insurance from Marks & Spencers Money. With images of volcano ash still fresh in many traveller's minds, it's good to remember there were many travellers who ended up wishing they had spent just a few pounds extra to obtain travel insurance for their trip. Of course, unfortunately, after the event is too late!

In fact, had you purchased travel insurance from Marks & Spencers Money, you would have been in good hands; within just a short time of the volcanic ash disruptions, visitors to the Marks & Spencers Money website would have seen a message stating that although claims relating to volcanic eruptions are not normally covered by travel insurance, that on this particular occasion, they would "allow claims from UK customers affected by the volcanic ash that has recently grounded flights."